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Buy Here, Pay Here at Our Dealership in Dover

Need a quality used vehicle in Dover, Delaware but having trouble qualifying for an auto loan due to bad credit or no credit?

There’s good news! Car Zone is a used car dealership that provides buy here, pay here financing regardless of your past credit. Buy here, pay here lots lend you the money themselves so you can buy a quality used vehicle. At Car Zone, we accept all levels of credit, making it easy to get a reliable used car. We offer special financing and buy here, pay here financing with the lowest down payments in the area!

Click here to apply online and get pre-approved now!

What do I need to bring with me to the dealership?

Asking this is important because it can dramatically speed up your car financing. The following items are those you should bring with you to our dealership:

  • Driver’s License
  • Proof of Auto Insurance
  • Social Security Number
  • Proof of Residence
  • Financial Information (bank checking, bank savings and credit card account information)
  • Proof of Employment
  • Down Payment Funds

What forms of payment do you accept? 

We accept credit cards, cash, phone payments, and automatic payments for your auto loan. Either weekly or biweekly payments at our dealership are arranged based on your preference. Typically with our buy here, pay here program, payments are scheduled around your employer’s pay schedule.

What is your late payment policy?

Our buy here, pay here agreement relies on prompt payments in order to provide the bad credit or no credit benefits. We provide a hassle-free financing experience by ensuring that payments are set based on your comfort level and budget. Please be mindful of the agreed upon payment schedule and make plans accordingly. With missed payments, car repossession is a possibility so please make prompt payments and maintain communication with our dealership.

Car Zone does not automatically report your payment information to credit bureaus, but we can print a detailed report of payments on request for use as a credit reference. We can also use your payment history with us to assist in a new car agreement through a nationally accredited finance company that will report to all credit agencies and help reestablish good credit. Please contact us for details.

What value do you place on providing quality used vehicles?

We hand-pick our used cars and put them through a 27-point mechanical inspection so they’re guaranteed to pass initial Delaware Sate Inspection. They also come with a 3-month, 3,000-mile warranty.  We also give you the opportunity to have the vehicle of your choice thoroughly inspected by a mechanic of your choice before you purchase it.

Used car shopping with less than perfect credit or zero credit won’t be a hassle when you shop with Car Zone in Dover, DE. We can help!

Stop in to our dealership or apply online with our credit application.


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