Buy Here Pay Here Dealership
Need a quality used vehicle in Dover, Delaware but having trouble qualifying for an auto loan due to bad or no credit?
There’s good news, Car Zone is a used car dealership that provides Buy Here Pay Here financing regardless of your past credit. Buy Here Pay Here lots lend you the money themselves so you can buy a quality used vehicle. At Car Zone, we accept all levels of credit, making it easy to get a quality used vehicle. We offer both Special Financing and Buy Here Pay Here Financing with the lowest down payments in the area!
Click Here to Apply Online and Get Pre-Approved Now!
Once you’ve been pre-approved, there are certain items you should ask the Buy Here Pay Here dealership before going to the lot, searching for the right used car, and agreeing to a Buy Here Pay Here deal:
- What do I need to bring with me to the dealership?
Asking this is important because it can dramatically speed up your car finance. The following items are those you should bring with you to a Buy Here Pay Here dealership:
- Driver’s License
- Proof of Auto Insurance
- Social Security Number
- Proof of Residence
- Financial Information (bank checking, bank savings and credit card account information)
- Proof of employment
- Down Payment funds
- What forms of payment do you accept?
Asking what forms of payment your buy here pay here dealership accepts is important to find the one that best fits your financial situation. Most Buy Here Pay Here dealerships want you to make weekly/biweekly payments where you physically bring in cash. However, some BHPH dealerships may take payment by phone or online.
Car Zone BHPH Answer:
We accept credit cards, cash, phone payments, and automatic payments for your auto loan. Either weekly or biweekly, payments at our dealership are arranged based on your preference. Typically with our Buy Here Pay Here program, payments are scheduled around your employer’s pay schedule.
- What is your late-payment policy?
Although no-one intends to make a late-payment on a car loan, let’s face it, it can happen. It’s crucial you ask the dealerships about their late-payment policy. Ask if they will repossess the car the day after you fail to make a payment or if you have a grace period. It’s also important to ask the dealership if they regularly report positive and negative payment information. This is important because having a dealer report your good payment record can assist in rebuilding your credit.
Car Zone BHPH Answer:
Our BHPH agreement relies on prompt payments in order to provide the bad credit or no credit benefits. We provide a hassle free financing experience by ensuring that payments are set based on your comfort level and budget. Please be mindful of the agreed upon payment schedule and make plans accordingly. With missed payments, car repossession is a possibility so please make prompt payments and maintain communication with our dealership.
Car Zone does not automatically report your payment information to the Credit Bureau, but we can print a detailed report of payments on request for use as a credit reference. We can also use your payment history with us to assist in a new car agreement through a nationally accredited finance company that will report to all credit agencies and help reestablish good credit. Please contact us for details.
- What value do you place on providing quality used vehicles?
Bad credit history shouldn’t prevent you from getting a quality used car. Therefore, you should ask your dealership about the inspection standards they use to prepare cars for purchase. Ask if they do maintenance repairs on-site or if they have a partner that provides repairs.
Car Zone BHPH Answer:
We hand-pick our used cars and put them through a 27 point mechanical inspection so they’re guaranteed to pass initial Delaware Sate Inspection and come with a 3-month, 3000 mile warranty. We also give you the opportunity to have the vehicle of your choice thoroughly inspected by a mechanic of your choice before you purchase it.
Asking these simple questions of your BHPH dealership shows you are responsible and capable of making a car payment. At Car Zone, we don’t dwell on a customer’s credit history. We don’t care about your past, we care about your future!
Used car shopping with less than perfect credit or zero credit won’t be a hassle when you shop with Car Zone in Dover, DE. We can help!
Stop in to our 1041 S Dupont Highway Dover, Delaware, 19901 dealership or apply online with our Credit Application.
Get a fresh start in a quality used vehicle today!